The following terms and conditions ("Terms and Conditions") govern your use of the World Wide Web Site located at http://www.cbcsnational.com (“the CBCS website"). By accessing, viewing, or using the content, material, or services available on or through the CBCS website, you indicate that you have read and understand these Terms and Conditions, and that you agree to them and intend to be legally bound by them. If you do not agree to these Terms and Conditions, you are not granted permission to use the CBCS website and must exit immediately.

These Terms and Conditions may be changed from time to time.  Users visiting the website must look for any changes to the Terms and Conditions since their last visit.

The CBCS website has been prepared solely for the purpose of providing information about CBCS and its services.   Without limiting the generality of anything else, CBCS does not commit and disclaims any duty to update the CBCS website or any of the information and it shall not be responsible for any errors in the website.

Copyright and Other Proprietary Information:

Website text, graphics, design, selection and arrangement copyright © 2007-2008 Credit Bureau Collection Services, Inc. d.b.a. CBCS All rights reserved.  Some images are courtesy of STOCK EXCHANGE. CBCS also owns a copyright in the website as a collective work and/or compilation. Permission is granted to download and print materials from the CBCS website only for the purpose of viewing, reading, and retaining for reference the materials for personal, non-commercial purposes. All names, trademarks, service marks, symbols, slogans, and logos appearing on the website are proprietary to CBCS, Inc. or its licensors. Use or misuse of these trademarks is expressly prohibited and may violate federal and state trademark law.

Disclaimers; Disclaimers Regarding Other Servers and Web Sites:

The CBCS website, the website materials on and in and made available through The CBCS website, and the services, information, and products offered by CBCS are made available "as is" and "with all faults." Use of The CBCS website is entirely at the risk of the user. CBCS does not represent or warrant the CBCS  website, the website materials on and in and made available through The CBCS  website, and the services, information, and products offered in connection therewith, express or implied, written or oral, arising from course of dealing, course of performance, usage of trade, or otherwise, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, accuracy, systems integration, non-interference, quality, title, and non-infringement.

CBCS shall not be liable for any special, indirect, incidental, consequential, exemplary, extra-contractual, or punitive damages of any kind whatever, including, without limitation, lost revenues or lost profits, which may or do result from the use of, access to, or inability to use the CBCS  website, the website materials on and in and made available through the CBCS  website, or the services, information, and products offered in connection therewith, regardless of legal theory, whether or not any party had been advised of the possibility or probability of such damages, and even if the remedies otherwise available fail of their essential purpose.

Privacy Statement:

CBCS has created this privacy statement in order to demonstrate our commitment to your privacy.

We use your IP address to identify the Internet address and domain, and the date and time you accessed our site. This information is used to count the number of visitors to our site, and to help diagnose problems with our server and our site.

We respect your privacy and will not sell, lease or distribute your information gathered from the IP address.

Our site uses a form for customers to request more information about our products and services. Your contact information (i.e. your name, company name, e-mail address, and phone number) is used solely for your intended purpose of obtaining information from CBCS.

Governing Law and Jurisdiction:

These Terms and Conditions, including, without limitation, the Privacy Notice, represent the entire agreement between the user and CBCS with respect to the subject matter hereof, and supersede any and all prior and contemporaneous written and oral representations, understandings, and agreements, express and implied, and will be governed by and construed in accordance with the laws of the state of Ohio, without reference to its conflict of law rules; provided, however, that the terms of any applicable law now or hereafter enacted that is based on, derived from, similar to, or connected with the uniform computer information transactions act drafted by the national conference of commissioners on uniform state laws shall not apply except to the extent that the law expressly prohibits alteration by these terms and conditions of the applicability of one or more sections of the law.