• Check Recovery

• Contingency Collections

• C.P.R. (Consumer Portfolio Reactivation)

• Intercept/Pre-Collect

• Services for Health Providers

CBCS offers our clients check recovery service that is free of cost. We return the full face value of all checks we recover – including bank fees (varying on state law). There is no cost to you. Here’s how it works:

Checks returned for non-payment are routed directly to CBCS for collection. A daily acknowledgement is sent to you. We enter as new business the face amount of the check, the overdrawn check fee from your bank (if applicable by state law), and our check recovery charge determined by individual state law. The total amount is due by your customer.

• There is no fee to sign up for our services.
• We become your collection staff, working to recapture your money. This frees up your time to do what it is you want to do.
• We acknowledge your accounts, thereby alerting you of delinquencies and allowing you to correct your records immediately.
• We utilize national credit information and may place an account on your customer’s personal credit record.
• We utilize phone calls and letters to collect money. We may also recommend legal action for the collection of your checks.
• We are fair but firm when we communicate with your customer. Account recovery is important to your bottom line.
• We remit weekly on all collected funds. You don’t have to wait to get your money.

When bad checks turn into a big problem, it makes sense to turn to a leader in the check collection business.

CBCS is an industry leader in traditional commission-based collections. We have an excellent track record and high recovery rate for our customers in the utility, telecom, healthcare, banking and retail industries. Because we work on a contingency basis, we don’t get paid unless you do.

Our state of the art technology allows us to use the most effective collection method for your accounts to produce optimal recovery results. Our highly trained staff can meet your specialized needs and help improve your cash flow.

CBCS has an extensive legal process to help maximize collection dollars. We currently utilize in-house counsel and outside counsel, appropriate to the location of the debtor. Our counsel uses the court system to obtain judgments and enforce wage garnishments, liens and bank garnishments. We only use legal action with authorization from the client.

C.P.R. (Consumer Portfolio Reactivation) is used by customers as the last step in the collection management process.  C.P.R. will manage the inventory of collection accounts after you have pursued in-house collection efforts and after you have pursued your 3rd party collection efforts.

Brings Old Accounts Back to Life.

Our One-of–a-Kind System adds significant dollars to your bottom line.

CBCS applies proprietary technology software systems to recover dollars from your accounts.  After you have exhausted all efforts, including the use of collections agencies, this sophisticated and automated system can identify accounts that still have value.

While other agencies can only afford to focus on high balance accounts, CBCS will devote its applied science  resources to all accounts. We are able to segment the accounts by the highest probability of payment and use a proven methodology for that segment of accounts.  This insures maximum cash flow at a competitive rate.

Pre-collect can be used early in your collection process because it’s an inexpensive tool that can motivate some of your debtors to resolve their delinquent account.

• You maintain control of the accounts
• Repayment decisions are in your control
• All monies are mailed to you
• Maintain good customer relations
• Unresolved accounts can be moved directly to collections
• Designed to generate fast income

CBCS specializes in services tailored to Health Care receivables. We provide a full complement of specialized services tailored toward client’s unique goals, outsourcing needs and operating requirements. We have the experience and the know-how to deliver results at any point in your receivables cycle. We also have the flexibility and technology to deliver those results on-site or from remote CBCS facilities, while integrating them seamlessly into your ongoing patient-relationship process. We help by reducing overhead burdens, while increasing net cash flow. We work on an ad-hoc or an ongoing basis.

Examples of services we provide:

• Statement processing
• Identification and resolution of secondary insurance issues
• Insurance verification
• Address verification
• Expert receivables analysis and problem solving
• Initial and Re-bill Third Party Payors
• Patient Pay Follow-up
• Credit Balance Application and resolution
• Internal A/R Functions
• Consulting
• Portfolio Scoring to increase efficiencies

Contact us today to customize a program for you.